Since 2004
Self Help Bankruptcy Petition Package
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For many individuals, filing for bankruptcy relief can provide a way out of debt and a fresh financial start. But whether or not a bankruptcy filing is in your best interest depends on many factors and your individual circumstances. Read on to learn more about what to consider if you are thinking about filing a voluntary personal Chapter 7 or Chapter 13 bankruptcy.

Our mission at Bankruptcy 201 is to provide our visitors with the basic and important information about the bankruptcy process, and the best software to prepare their petition. Their are numerous forms in the bankruptcy petition package. Unlike the forms you can find on the internet, our smart official pro se form packets include all of the required official forms, can be easily completed on your computer. Our smart self help software remembers information you previously entered and does all of the math for you.

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In general, it is a good idea to evaluate all of your options before deciding to file for bankruptcy. Before you file your case, think about the types of debt you have and the goals you want to achieve by filing for bankruptcy. A bankruptcy discharge doesn’t eliminate certain types of debt (these are called priority obligations). This means that filing for bankruptcy may not be in your best interest if all you want to do is wipe out debts that can’t be discharged in bankruptcy.

In addition, many creditors are willing to work with debtors to settle their debts. If you can afford to resolve your debts outside of bankruptcy, you may not need to file for bankruptcy.